693 credit score

A 693 credit score is generally a fair score. While a lot of people have fair scores,comfortable wedding shoes for women you may still find it difficult to get approved for credit without high fees and interest rates with a score in this range. Percentage of generation with 640-699 credit scores. Generation.9. Bank Statement Loan with 693 Credit Score - Non-Prime Lenders …. If you have a 693 credit score,coffee mug display you may be eligible for a bank statement loan. There are several bank statement lenders that offer these programs to (27) …. A FICO® credit score above 670 is generally considered "good.".Scores in this model range from 300 to 850. A good score with TransUnion and VantageScore® 3.0 is between 720 and 780. As your score climbs through and above this range,tempera painting you can benefit from the increased freedom and flexibility healthy credit brings. Some people want to achieve a score of 850,colorful cardigan the highest credit score possible.Jan 30,cane tricks 2009 · A 693 vantage score would be a D. FICO scores are they only scores that really matter. The Vantage score,ford caps while being a leading contender for lenders to use other then FICO,wear pocket square is still just what we call here a FAKO score - Fake FICO score. If you get your FICO score (s) here,china pearls you can post information about the negative stuff on your CR so the ... 670-850 (Good to Excellent) More information Close CreditCards.com credit ranges are a variation of FICO® Score 8,new male masturbation toys one of many types of credit scores lenders may use when considering your credit card application.A credit score of 750 is considered very good (scores between 725 - 759). In fact,mens casual short with a credit score of 750,samsung j7 phone cases you're only 10 points away from excellent as credit scores that fall between 760 and 900 are considered excellent. With a 750 credit score,vintage motorcycle paintings you'll be able to qualify for loans at great rates. Is 800 A Good Credit Score?Feb 16,manicure pad 2021 · In general,fox furs for sale bad credit is perceived as having credit scores that are 300 to 579,high visibility safety jacket fair credit is 580 to 669,in ground motion sensor lights good credit is 670 to 739,grealish football shirt and anything above 740 is considered excellent credit. According to FICO,gold filled chains miami the average score in the U.S. in 2020 is 706. Although a person’s individual actions with credit products drive their numbers up and ... Target is to rebuild and get a 700+ score in 2 years. Credit Score: 598 Credit Limit: 500 Age: 25-34. Posted 09/19 2016. Overall Rating: Have a score that is close to 600 but got two delinquent accounts that are 3 years old. Still got approved with $300 CL. Credit Score: 645 Credit Limit: 500 Age: 35-44.693 Credit Score: 5 Vital Things To Know In 2022 scorehacking Home Who We Are Get In Touch 693Credit Score Here are the 5 vital things to know in 2022 Quick Summary A 645 credit score is considered "Fair". Not quite "Good",black man bra but not "Bad" either. With this credit score,electric bakhoor burner you may find it difficult to get approved for the best credit cards and loans. 5-New credit (2% of your score) This factor refers to the frequency of your credit report inquires for the purpose of granting new credit facility. Also, it refers to the number of recently opened credit facilities. 6-Demographic (7% of your score) Your age compared to that of other individuals who were scored. 7- Dishonored Check (10% of your ... Target is to rebuild and get a 700+ score in 2 years. Credit Score: 598 Credit Limit: 500 Age: 25-34. Posted 09/19 2016. Overall Rating: Have a score that is close to 600 but got two delinquent accounts that are 3 years old. Still got approved with $300 CL. Credit Score: 645 Credit Limit: 500 Age: 35-44.670-850 (Good to Excellent) More information Close CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Most banks and credit providers split the range of credit scores into groups, ranging from poor to excellent, and your approval and terms you receive are determined by which group your credit score falls into. The basic range of credit score categories are as follows: Poor: 300-600. Fair: 601-660. Good: 661-780.A 693 credit score is considered good. Find out more about your credit score and learn steps you can take to improve your credit. Apr 30, 2021 · A 694 credit score is generally a fair score. While a lot of people have fair scores, you may still find it difficult to get approved for credit without high fees and interest rates with a score in this range. Percentage of generation with 640–699 credit scores. Generation. Percentage. Consequently, when lenders check your FICO credit score, whether based on credit report data from Equifax, Experian, or TransUnion, they will likely use the FICO 8 scoring model. FICO 8 scores range between 300 and 850. A FICO score of at least 700 is considered a good score.The term "credit score" most commonly refers to a FICO score, a number between 300 and 850 that represents a person's creditworthiness — the likelihood that, if given a loan, she will be able to pay it off. A higher number corresponds to higher creditworthiness, so a person with a FICO score of 850 is almost guaranteed to pay her debts ...Consequently, when lenders check your FICO credit score, whether based on credit report data from Equifax, Experian, or TransUnion, they will likely use the FICO 8 scoring model. FICO 8 scores range between 300 and 850. A FICO score of at least 700 is considered a good score.A credit report includes information about the standing of your financial accounts, payment history and available credit, while a credit score is an assessment of your credit report that indicates ...A 693 credit score is generally considered to be "good." This means that it shouldn't be too difficult to get approved for a mortgage, auto loan, or personal loan. Lenders tend to prefer working with borrowers who have good credit scores because it's less of a risk for them. And it can actually get even better than that. A credit score of 693 means that your credit reports show that you usually pay your bills on time. It indicates to lenders that you're a low-risk borrower. In FICO and VantageScore, the main scoring models used by US credit bureaus, 693 is classed as a "good" credit score.in december of 05, my boyfriend bought a home with a fixed rate of 7.9% for 2 years and adjustable aftewards. (there is a penalty for early payoff) now it is almost time to refinance to a fixed rate but his credit score is lower than before.(late payments on mortgage, some unpaid credit cards and a garnishment. is it still possible for him to refinance or do he have to wait?Mean score of 693; The above information and graph was taken from the FICO analytics blog. No data has been released for 2013 yet. Other Names For FICO Scores. ... You need to make sure you are comparing credit scores from the same credit bureau and to also ensure they are calculated using scoring models developed in the same year. There are ...For a score with a range of 300-850, a credit score that is above 700 is generally accepted as good. But there is a range of scores that both FICO and VantageScore use. FICO Score ratings are as follows:Improving your 793 Credit Score. A FICO ® Score of 793 is well above the average credit score of 711, but there's still some room for improvement. Among consumers with FICO ® credit scores of 793, the average utilization rate is 17.0%. The best way to determine how to improve your credit score is to check your FICO ® Score. Along with your ... Let's first look at what is considered a Good credit score within the two different scoring models. As you can see in the chart below, a Good credit score under the VantageScore model (typically used by TransUnion and Equifax) falls between 700 and 749. Similarly, a good credit score under the FICO Score model falls between 670 and 739.Romania credit rating sampp Australia's Hunter Valley Hit by Floods Hunter Valley, the large wine region north of Sydney, was hit by the most significant floods it has experienced in more than 35 years, ending a years-long drought. 2022 Grand Tour Tickets On. My Vantage 3.0 scores are about 760 and have never been higher. FICO 8s are mid 770s and FICO 9's are 800-841. Mortgage scores are 724, 725 & 841 741. Also the reason codes on Alliant for my Vantage score make two comments about lack of a mortgage loan or recent real estate loan history and lists my BK as the #3 issue.Your credit score is a number that indicates your credit risk to lenders. There are many types of credit scores, but lenders usually refer to your FICO score or VantageScore to decide whether...There are three CRAs in the UK: Equifax, Experian and TransUnion. At ClearScore, we show you your Equifax credit score, which ranges from 0 to 1000. Each CRA is sent information by lenders about the credit you have and how you manage it. Other information, such as public records like the electoral roll and court judgments, are also sent to the ...My Vantage 3.0 scores are about 760 and have never been higher. FICO 8s are mid 770s and FICO 9's are 800-841. Mortgage scores are 724, 725 & 841 741. Also the reason codes on Alliant for my Vantage score make two comments about lack of a mortgage loan or recent real estate loan history and lists my BK as the #3 issue. A credit score of 750 is considered very good (scores between 725 - 759). In fact, with a credit score of 750, you're only 10 points away from excellent as credit scores that fall between 760 and 900 are considered excellent. With a 750 credit score, you'll be able to qualify for loans at great rates. Is 800 A Good Credit Score?Fill in the boxes below to help with the answer and determine what price you can afford to pay for a car (not including taxes and fees).Experian Consumer Support Credit Advice Global Sites Check Your FICO® Score for Free Get Your FICO® Score for Free Sign Skip main content Reports Scores Identity Theft Protection Marketplace Credit Support Education Sign Free Credit Report... Your credit score is a number that indicates your credit risk to lenders. There are many types of credit scores, but lenders usually refer to your FICO score or VantageScore to decide whether...Target is to rebuild and get a 700+ score in 2 years. Credit Score: 598 Credit Limit: 500 Age: 25-34. Posted 09/19 2016. Overall Rating: Have a score that is close to 600 but got two delinquent accounts that are 3 years old. Still got approved with $300 CL. Credit Score: 645 Credit Limit: 500 Age: 35-44.A FICO ® Score of 683 falls within a span of scores, from 670 to 739, that are categorized as Good. The average U.S. FICO ® Score, 711, falls within the Good range.A large number of U.S. lenders consider consumers with Good FICO ® Scores "acceptable" borrowers, which means they consider you eligible for a broad variety of credit products, although they may not charge you the lowest ... Target is to rebuild and get a 700+ score in 2 years. Credit Score: 598 Credit Limit: 500 Age: 25-34. Posted 09/19 2016. Overall Rating: Have a score that is close to 600 but got two delinquent accounts that are 3 years old. Still got approved with $300 CL. Credit Score: 645 Credit Limit: 500 Age: 35-44. Apr 30, 2021 · A 694 credit score is generally a fair score. While a lot of people have fair scores, you may still find it difficult to get approved for credit without high fees and interest rates with a score in this range. Percentage of generation with 640–699 credit scores. Generation. Percentage. The Loan Savings Calculator shows how FICO® scores impact the interest you pay on a loan. Select your loan type and state, enter the appropriate loan details and choose your current FICO® score range. You can see that working to get your score in the higher ranges can mean a big savings! A 30-year loan in which the interest rate does not ...Learn what a 693 credit score will do for your mortgage options. Then find the rates you qualify for. 9. Bank Statement Loan with 693 Credit Score - Non-Prime Lenders …. If you have a 693 credit score, you may be eligible for a bank statement loan. There are several bank statement lenders that offer these programs to (27) …. A FICO® credit score above 670 is generally considered "good.".Credit scores (also known as FICO scores) of 650, 660, 670, 680, and 690 fall in the range of average to above average. On the higher end of this range, a FICO score of 675 or above can be considered "good." The best credit cards and lowest interest rates are typically reserved for those with excellent credit scores, which begin at about 725.Lenders are especially happy when an applicant's credit score is somewhere between 630 and 650. The more confident the lender is in lending money, the lower the interest rate that person will have to pay on the car loan. That being said, there is some flexibility around this credit score requirement depending on the lender and borrower.According to TransUnion, the employment credit report shows a "comprehensive credit history" and public record information. So, they'll see things like your payment history and amounts owed. The ...Fortunately, a 683 credit score is considered Good, meaning it's very likely that you'll qualify for a decent APR on a car loan. The average interest rate for borrowers with a 693 credit score is eight to 12%, depending on the car, lender, terms, and downpayment that you choose. If you'd like to shoot for a lower interest rate, you can try:Delivery & Pickup Options - 6 reviews of Food Lion Inc Store Nbr 693 "I am not quite sure why the poor review by others. I do not often shop at this store but do when I am in the area. The store has always been clean when I was there and on the occasion when I needed help finding something, help was there and came with a smile. For the area this store has a good selection. Instant approval credit cards for fair to good credit - score range of 560-659 When your credit score is less than 660, you're going to be faced with quite a limited selection of cards that won't offer much other than the ability to help improve your score. There are a few of them, here's a short list.Feb 16, 2021 · Credit scores start at 300 and go up to 850. Higher credit scores are predictive of less credit risk, while lower credit scores predict greater credit risk. In general, bad credit is perceived as having credit scores that are 300 to 579, fair credit is 580 to 669, good credit is 670 to 739, and anything above 740 is considered excellent credit. Feb 24, 2022 · Fortunately, a 683 credit score is considered Good, meaning it’s very likely that you’ll qualify for a decent APR on a car loan. The average interest rate for borrowers with a 693 credit score is eight to 12%, depending on the car, lender, terms, and downpayment that you choose. If you’d like to shoot for a lower interest rate, you can try: The average rate for a used car loan in the 820 to 829 credit score range is 3.68% (28.8% higher than the average rate for a new car). Rates are higher for used cars because their value is lower. If the lender has to repossess your car it may be difficult for them to sell it for enough to cover your balance. That means more risk to the lender.As you can see below, a 695 credit score is considered Good. Credit Score. Credit Rating. % of population[1] 300 – 579. Poor. 16%. 580 – 669. Fair. The average credit score in the US is 714, according to credit reporting company Experian, calculated using the FICO scoring model. Credit scores, which are like a grade for your borrowing history ...47 comments. VantageScore 3.0 is one of many credit scoring models used by financial organizations, lenders and credit bureaus. You may already be familiar with FICO scores, which is one of the most common credit scoring models in use today. VantageScore is another commonly-used credit score. Typically, it's the credit score relevant to your ...Average: (590 + 693)/2 = 642 . Representative credit score: 590. Frozen Credit Requirements. If the borrower's credit information is frozen at one of the credit repositories for borrowers who have traditional credit, the credit report is still acceptable as long as.A good credit score usually falls in the 700-750 range. Very good credit is a 750-800 score. An excellent credit score is anything above 800. Lenders don't usually have any problem lending money to a person with good credit (be it for a car, mortgage or credit card) however, people with good credit will probably not see the best interest. Feb 24, 2022 · Fortunately, a 683 credit score is considered Good, meaning it’s very likely that you’ll qualify for a decent APR on a car loan. The average interest rate for borrowers with a 693 credit score is eight to 12%, depending on the car, lender, terms, and downpayment that you choose. If you’d like to shoot for a lower interest rate, you can try: A credit score of 693 means that your credit reports show that you usually pay your bills on time. It indicates to lenders that you're a low-risk borrower. In FICO and VantageScore, the main scoring models used by US credit bureaus, 693 is classed as a "good" credit score.Target is to rebuild and get a 700+ score in 2 years. Credit Score: 598 Credit Limit: 500 Age: 25-34. Posted 09/19 2016. Overall Rating: Have a score that is close to 600 but got two delinquent accounts that are 3 years old. Still got approved with $300 CL. Credit Score: 645 Credit Limit: 500 Age: 35-44.If your credit score is between 670-739, you can qualify for most credit cards. We've compiled the best credit cards for good credit of 2022.The average rate for a used car loan in the 820 to 829 credit score range is 3.68% (28.8% higher than the average rate for a new car). Rates are higher for used cars because their value is lower. If the lender has to repossess your car it may be difficult for them to sell it for enough to cover your balance. That means more risk to the lender.If your credit score is between 670-739, you can qualify for most credit cards. We've compiled the best credit cards for good credit of 2022.If your credit score is 740 or higher, you'll only be charged as much as 0.25% (this isn't rate but rather a pricing hit) all the way up to 95% LTV. Conversely, if your credit score is between 620 and 639, you'll be charged as much as 3.25% in pricing adjustments. For the borrower with a 620 credit score, this might equate to an interest ...Delivery & Pickup Options - 6 reviews of Food Lion Inc Store Nbr 693 "I am not quite sure why the poor review by others. I do not often shop at this store but do when I am in the area. The store has always been clean when I was there and on the occasion when I needed help finding something, help was there and came with a smile. For the area this store has a good selection.If you're interested in checking details of your credit history, you can get online access to your score out of 1000 and advanced credit report with the Equifax Credit Report & Score product which is free for 30 days and £7.95 monthly thereafter. This article was updated in April 2021; all information was correct at the time of writing.Jan 30, 2009 · A 693 vantage score would be a D. FICO scores are they only scores that really matter. The Vantage score, while being a leading contender for lenders to use other then FICO, is still just what we call here a FAKO score - Fake FICO score. If you get your FICO score (s) here, you can post information about the negative stuff on your CR so the ... Applicants with a better credit rating increase their options for mortgage or refinance loans. In order to qualify for the low 3.5 percent FHA loan down payment, applicants will need a FICO score of at least 580. Those that don't meet that criteria will have to put a down payment of 10 percent on the mortgage they want. 693 credit score car loan options. A 693 score should easily secure you a car loan. On average, your score should get you an interest rate between 3.6- 4.6 and between - and 6 percent on a used car. Scores above 720 are more likely to net you the lower percentage rates.Apr 30, 2021 · A 694 credit score is generally a fair score. While a lot of people have fair scores, you may still find it difficult to get approved for credit without high fees and interest rates with a score in this range. Percentage of generation with 640–699 credit scores. Generation. Percentage. 693 Credit Score: 5 Vital Things To Know In 2022 scorehacking Home Who We Are Get In Touch 693Credit Score Here are the 5 vital things to know in 2022 Quick Summary A 645 credit score is considered "Fair". Not quite "Good", but not "Bad" either. With this credit score, you may find it difficult to get approved for the best credit cards and loans. As you can see below, a 695 credit score is considered Good. Credit Score. Credit Rating. % of population[1] 300 – 579. Poor. 16%. 580 – 669. Fair. Minimum loan amount is $30,000 for terms of 85-96 months. Payment example: New auto loan of $20,000 for 36 months at 3.79% APR will have a monthly payment of $590. Late Model Used Vehicles: 2021, 2022 and 2023 model years with 7,500-30,000 miles. Used Vehicles: 2020 and older model years or any model year with over 30,000 miles.A credit score of 750 is considered very good (scores between 725 - 759). In fact, with a credit score of 750, you're only 10 points away from excellent as credit scores that fall between 760 and 900 are considered excellent. With a 750 credit score, you'll be able to qualify for loans at great rates. Is 800 A Good Credit Score?A score of 693 is firmly in the "Good" range of the FICO credit scoring model. The "Good" tier stretches from 670 to 739 and is followed by the "Very Good" and "Exceptional" ranges. Having good credit is a wonderful thing. It can make your financial journey much easier and opens the doors to numerous savings and rewards opportunities. A credit score calculated by a credit bureau, based only on the credit history from the person's credit report. FICO® Scores are the leading brand of credit bureau risk scores. Credit file. The credit records at a credit bureau regarding a given individual. The file may include: the person's name, address, Social Security Number, credit ...What does a credit score of 693 mean? A 693 credit score is generally a fair score. While a lot of people have fair scores, you may still find it difficult to get approved for credit without high fees and interest rates with a score in this range. Percentage of generation with 640–699 credit scores. Generation. As you can see below, a 695 credit score is considered Good. Credit Score. Credit Rating. % of population[1] 300 – 579. Poor. 16%. 580 – 669. Fair. Learn what a 693 credit score will do for your mortgage options. Then find the rates you qualify for. Improving your 793 Credit Score. A FICO ® Score of 793 is well above the average credit score of 711, but there's still some room for improvement. Among consumers with FICO ® credit scores of 793, the average utilization rate is 17.0%. The best way to determine how to improve your credit score is to check your FICO ® Score. Along with your ... Apr 30, 2021 · A 694 credit score is generally a fair score. While a lot of people have fair scores, you may still find it difficult to get approved for credit without high fees and interest rates with a score in this range. Percentage of generation with 640–699 credit scores. Generation. Percentage. A credit report includes information about the standing of your financial accounts, payment history and available credit, while a credit score is an assessment of your credit report that indicates ...Shah says it's "the single most important thing you can do to improve your credit score" because debt payment history makes up 35 percent of your credit score. 30s: 677-693* Diversify your credit in your 30s—aim to have at least one installment loan such as a mortgage or auto loan.Best Credit Cards for Credit Scores of 650-700. Here are our recommendations for the best credit cards for 650-700 credit scores to get you started: Chase Freedom Flex Credit Card. Capital One ...A good credit score usually falls in the 700-750 range. Very good credit is a 750-800 score. An excellent credit score is anything above 800. Lenders don't usually have any problem lending money to a person with good credit (be it for a car, mortgage or credit card) however, people with good credit will probably not see the best interest. A score in the 580 to 669 range is a fair score, while a score of 670 to 739 is considered good. If you have a score at the lower end of the fair score range, a premium credit card is all but out of the question. However, the Capital One Platinum Credit Card is well within your reach. Since the card is promoted by Capital One as a card for fair ...Your FICO credit score is a number that ranges from 300 to 850 based on your credit report, which helps lenders determine how risky a borrower you are. A score below 600 generally is not considered to be a good credit score and may limit the loans and credit cards you qualify for, as well as result in higher interest rates when you borrow moneyLenders are especially happy when an applicant's credit score is somewhere between 630 and 650. The more confident the lender is in lending money, the lower the interest rate that person will have to pay on the car loan. That being said, there is some flexibility around this credit score requirement depending on the lender and borrower.A score of 693 is firmly in the "Good" range of the FICO credit scoring model. The "Good" tier stretches from 670 to 739 and is followed by the "Very Good" and "Exceptional" ranges. Having good credit is a wonderful thing. It can make your financial journey much easier and opens the doors to numerous savings and rewards opportunities.A credit report includes information about the standing of your financial accounts, payment history and available credit, while a credit score is an assessment of your credit report that indicates ...A FICO ® Score of 603 places you within a population of consumers whose credit may be seen as Fair. Your 603 FICO ® Score is lower than the average U.S. credit score.. 17% of all consumers have FICO ® Scores in the Fair range (580-669). Statistically speaking, 28% of consumers with credit scores in the Fair range are likely to become seriously delinquent in the future. If you qualify for 0 percent financing on an auto loan, you won't pay interest charges on your new car. However, you likely won't qualify without a credit score over 700, and in some cases, over 720. Fortunately, a few blips on your credit report aren't enough to doom you indefinitely.What Counts Towards Your 693 Credit Score? In essence, your credit score tells you whether you have a responsible credit management and a history showing that you have been financially stable. So what factors contribute to showing that you are fiscally responsible and stable? The first and most critical factor will be your overall payment history.Standard Definition: Yes - A lot of people think good credit starts at a score of 660 and ends at a score of 719. WalletHub's Rating: No - Based on the rate at which people with 692 credit scores get approved for credit cards that require "good credit" or better, we believe you actually need a credit score of 700-749 to have good credit.FICO puts a 680 credit score in the "good" range. That means a 680 credit score is high enough to qualify you for most loans. However, while 680 is a good credit score, it's not the most...For New York City residents, the average credit score is 693 (and the average debt is $27,378), according to recent data from Experian. Here are some tips for finding an apartment . Find your new home at 802 Lafayette Ave located at 802 Lafayette Ave unit 2, Brooklyn, NY 11221. Millennials (ages 24 to 39) have an average credit score of 680, while baby boomers (ages 56 to 74) have an average credit score of 736. The average FICO Score tends to improve with age. The average credit scores coincide with the financial situations facing younger generations.A 693 credit score is generally a fair score. While a lot of people have fair scores, you may still find it difficult to get approved for credit without high fees and interest rates with a score in this range. "Fair" score range identified based on 2021 Credit Karma data. Fair credit does open the door to some possibilities.Sep 07, 2022 · Minimum FICO® score required. Conventional mortgage loan. 620. FHA loan. 580. VA loan. No minimum credit score (though most lenders require a minimum score of 620) Note that the minimum scores listed above are for FICO credit scores, specifically — this is the scoring model mortgage lenders typically turn to when considering applications. Nov 11, 2021 · Minimum Credit Score & Down Payment: Mortgage Insurance: Best For : Conventional 97: 620. 3%. PMI required, but can be canceled later: Borrowers with a down payment of 3% and good credit: You will, however, begin to feel the pinch with a score below 620. For a 30-year fixed interest loan with a FICO score of 620, for example, you may pay 7.693 percent interest. With a score of 619, the interest on the same loan could jump to 12.018 percent [source: Fair Isaac ]. So 720 is the lowest good score and you can't get any lower than 300.The high-interest rates make the level of risk worth it for the lender. Typically, lenders want to see their applicants have a credit score of around 600 for them to be willing to approve a car loan. Lenders are increasingly happy when the applicant has a credit score of 650 or higher, resulting in lower interest rates.Mistake #1: credit card churning. This is when a consumer signs up for multiple credit cards with attractive introductory offers, keeping each card just long enough to take advantage of extra rewards points before canceling it and starting the cycle all over again. This practice sends alarm bells.Aug 17, 2022 · Credit scores (also known as FICO scores) of 650, 660, 670, 680, and 690 fall in the range of average to above average. On the higher end of this range, a FICO score of 675 or above can be considered "good." The best credit cards and lowest interest rates are typically reserved for those with excellent credit scores, which begin at about 725. 5-New credit (2% of your score) This factor refers to the frequency of your credit report inquires for the purpose of granting new credit facility. Also, it refers to the number of recently opened credit facilities. 6-Demographic (7% of your score) Your age compared to that of other individuals who were scored. 7- Dishonored Check (10% of your ... xa